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	<title>Bankruptcy Records</title>
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	<link>http://bankruptcy-records.info</link>
	<description>Bankruptcy Records - overview to bankruptcy law for all 50 states</description>
	<lastBuildDate>Mon, 14 May 2012 23:53:25 +0000</lastBuildDate>
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		<title>Bankruptcy Alphabet – S is Sole Proprietorship</title>
		<link>http://bankruptcy-records.info/bankruptcy-guide/bankruptcy-alphabet-s-is-sole-proprietorship</link>
		<comments>http://bankruptcy-records.info/bankruptcy-guide/bankruptcy-alphabet-s-is-sole-proprietorship#comments</comments>
		<pubDate>Mon, 14 May 2012 23:53:25 +0000</pubDate>
		<dc:creator>Mike Putman</dc:creator>
				<category><![CDATA[Bankruptcy Guide]]></category>
		<category><![CDATA[Sole]]></category>
		<category><![CDATA[Sole Proprietorship]]></category>

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		<description><![CDATA[by Jeff Curl Operating a sole proprietorship is a huge topic in bankruptcy that covers a lot of ground.  So lets take a couple of smaller bites and break down what operating a sole proprietorship means in bankruptcy.  We have the pleasure of working with a lot of business owners, and sole props have their [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why are claims firms being allowed to flourish?</title>
		<link>http://bankruptcy-records.info/credit-story/why-are-claims-firms-being-allowed-to-flourish</link>
		<comments>http://bankruptcy-records.info/credit-story/why-are-claims-firms-being-allowed-to-flourish#comments</comments>
		<pubDate>Fri, 11 May 2012 07:58:18 +0000</pubDate>
		<dc:creator>Lisa Col</dc:creator>
				<category><![CDATA[Financial Stories]]></category>
		<category><![CDATA[Claims Firms]]></category>
		<category><![CDATA[Firms]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/credit-story/why-are-claims-firms-being-allowed-to-flourish</guid>
		<description><![CDATA[Last week I revealed that claims firms are set to pocket £80million of consumers’ PPI compensation this year alone. Each client pays a claims management firm £916 on average to perform a task that they could easily do themselves for free. The success of this billion-pound industry is a depressing reminder of what aggressive advertising [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Efficiency of Bad Credit Payday Loans</title>
		<link>http://bankruptcy-records.info/credit-story/the-efficiency-of-bad-credit-payday-loans</link>
		<comments>http://bankruptcy-records.info/credit-story/the-efficiency-of-bad-credit-payday-loans#comments</comments>
		<pubDate>Sun, 06 May 2012 08:40:43 +0000</pubDate>
		<dc:creator>Lisa Col</dc:creator>
				<category><![CDATA[Financial Stories]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/credit-story/the-efficiency-of-bad-credit-payday-loans</guid>
		<description><![CDATA[If you are in dire need of some instant money for meeting expenses such as bill payment, car maintenance or repair, home improvement tasks such as mending leaky ceilings, fixing faulty home appliances etc. you can take the help of payday loans to pay for all these extra expenses. Payday cash loans are the easiest [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Factors Las Vegas Debtors Must Meet to Discharge Student Loans in Bankruptcy</title>
		<link>http://bankruptcy-records.info/bankruptcy-records/3-factors-las-vegas-debtors-must-meet-to-discharge-student-loans-in-bankruptcy</link>
		<comments>http://bankruptcy-records.info/bankruptcy-records/3-factors-las-vegas-debtors-must-meet-to-discharge-student-loans-in-bankruptcy#comments</comments>
		<pubDate>Sun, 06 May 2012 04:33:29 +0000</pubDate>
		<dc:creator>Kay Lo</dc:creator>
				<category><![CDATA[Bankruptcy Records]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Las Vegas]]></category>

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		<description><![CDATA[One thing media discussions on student debt always include is that student debts arent dischargeable in bankruptcy. Unfortunately for many people seeking the counsel of a Las Vegas bankruptcy lawyer, their student loans will probably not be dischargeable in bankruptcy. However, technically this isnt absolutely true according to the bankruptcy code. Sometimes student debts are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What Are the Tax Consequences of a Short Sale?</title>
		<link>http://bankruptcy-records.info/bankruptcy-guide/what-are-the-tax-consequences-of-a-short-sale</link>
		<comments>http://bankruptcy-records.info/bankruptcy-guide/what-are-the-tax-consequences-of-a-short-sale#comments</comments>
		<pubDate>Sat, 05 May 2012 06:11:04 +0000</pubDate>
		<dc:creator>Mike Putman</dc:creator>
				<category><![CDATA[Bankruptcy Guide]]></category>
		<category><![CDATA[Sale]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/bankruptcy-guide/what-are-the-tax-consequences-of-a-short-sale</guid>
		<description><![CDATA[First off, I am not a CPA—or even a tax attorney. However, a large number of potential clients who visit me to inquire about the advantages of bankruptcy relative to those of a short sale (or outright foreclosure walk-away) when distressed real estate is their primary concern have not realized that there may be tax-related [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You need to secure your online money transfer</title>
		<link>http://bankruptcy-records.info/credit-story/you-realy-need-to-secure-your-online-money-transfer</link>
		<comments>http://bankruptcy-records.info/credit-story/you-realy-need-to-secure-your-online-money-transfer#comments</comments>
		<pubDate>Thu, 26 Apr 2012 11:37:14 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Financial Stories]]></category>
		<category><![CDATA[Money Transfer]]></category>
		<category><![CDATA[Transfer]]></category>

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		<description><![CDATA[Safety is a major concern in all money transfer services online. Today there are many organizations offering money transfer services with impressive features and benefits. As a guest, you will just be fascinated by the incredible opportunities that the money transfer online offers. You can not only send and receive money, but you can also [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Toni Braxton has debts discharged with Ch. 7</title>
		<link>http://bankruptcy-records.info/bankruptcy-guide/toni-braxton-has-debts-discharged-with-ch-7</link>
		<comments>http://bankruptcy-records.info/bankruptcy-guide/toni-braxton-has-debts-discharged-with-ch-7#comments</comments>
		<pubDate>Sun, 15 Apr 2012 12:42:59 +0000</pubDate>
		<dc:creator>Mike Putman</dc:creator>
				<category><![CDATA[Bankruptcy Guide]]></category>
		<category><![CDATA[Debts Discharged]]></category>
		<category><![CDATA[Discharged]]></category>
		<category><![CDATA[Toni Braxton]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/bankruptcy-guide/toni-braxton-has-debts-discharged-with-ch-7</guid>
		<description><![CDATA[Last week, singer Toni Braxton had most of her debts discharged under Chapter 7 bankruptcy.  A judge at the U.S. Bankruptcy Court in Los Angeles issued an order discharging the majority of her eligible debts. Braxton filed for Chapter 7 bankruptcy last September and listed $1.6 million in assets and $18.3 million in debts.  The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sixth Circuit BAP Reverses Dismissal With Prejudice of Dischargeability Fraud Complaint &#8211; In re Burer</title>
		<link>http://bankruptcy-records.info/bankruptcy-guide/sixth-circuit-bap-reverses-dismissal-with-prejudice-of-dischargeability-fraud-complaint-in-re-burer</link>
		<comments>http://bankruptcy-records.info/bankruptcy-guide/sixth-circuit-bap-reverses-dismissal-with-prejudice-of-dischargeability-fraud-complaint-in-re-burer#comments</comments>
		<pubDate>Fri, 06 Apr 2012 15:17:13 +0000</pubDate>
		<dc:creator>Mike Putman</dc:creator>
				<category><![CDATA[Bankruptcy Guide]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/bankruptcy-guide/sixth-circuit-bap-reverses-dismissal-with-prejudice-of-dischargeability-fraud-complaint-in-re-burer</guid>
		<description><![CDATA[Vincent Howard and our Moreno Valley personal bankruptcy lawyers were interested to see a recent bankruptcy appeal in which foreclosure was an issue, but not the foreclosure of the debtor. Rather, in In re Burer, the Bankruptcy Appellate Panel of the Sixth U.S. Circuit Court of Appeals heard the case of a creditor, Silvia Valdes [...]]]></description>
		<wfw:commentRss>http://bankruptcy-records.info/bankruptcy-guide/sixth-circuit-bap-reverses-dismissal-with-prejudice-of-dischargeability-fraud-complaint-in-re-burer/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>JPMorgan Chase Accused of Bankruptcy Fraud in Class Action Suit</title>
		<link>http://bankruptcy-records.info/bankruptcy-guide/jpmorgan-chase-accused-of-bankruptcy-fraud-in-class-action-suit</link>
		<comments>http://bankruptcy-records.info/bankruptcy-guide/jpmorgan-chase-accused-of-bankruptcy-fraud-in-class-action-suit#comments</comments>
		<pubDate>Thu, 05 Apr 2012 08:28:53 +0000</pubDate>
		<dc:creator>Kay Lo</dc:creator>
				<category><![CDATA[Bankruptcy Guide]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[Jpmorgan Chase]]></category>
		<category><![CDATA[Suit]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/bankruptcy-guide/jpmorgan-chase-accused-of-bankruptcy-fraud-in-class-action-suit</guid>
		<description><![CDATA[A class action lawsuit being brought against JPMorgan Chase alleges that the bank engaged in fraudulent activity in tens of thousands of bankruptcy cases. The suit claims that the bank actively deceived many people involved in the bankruptcy process, including Chapter 7, Chapter 13, and Chapter 11 trustees; bankruptcy judges; creditors; creditor attorneys; debtors, debtors [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Podcast #9 – Why cutting your own hair is a bad idea</title>
		<link>http://bankruptcy-records.info/bankruptcy-guide/podcast-9-why-cutting-your-own-hair-is-a-bad-idea</link>
		<comments>http://bankruptcy-records.info/bankruptcy-guide/podcast-9-why-cutting-your-own-hair-is-a-bad-idea#comments</comments>
		<pubDate>Sun, 01 Apr 2012 08:22:04 +0000</pubDate>
		<dc:creator>Mike Putman</dc:creator>
				<category><![CDATA[Bankruptcy Guide]]></category>
		<category><![CDATA[Hair]]></category>
		<category><![CDATA[Own Hair]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/bankruptcy-guide/podcast-9-why-cutting-your-own-hair-is-a-bad-idea</guid>
		<description><![CDATA[In this podcast, Jeena talks about her attempt to cut her own hair and the disastrous result. We also talk about why acting as your own lawyer is penny wise but pound foolish. Then we move onto LegalZoom, a popular DIY website for many legal issues. We address frequently asked questions: Can I file my own bankruptcy? [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First Circuit: Lender Not Obligated to Foreclose on Home Surrendered in Bankruptcy</title>
		<link>http://bankruptcy-records.info/bankruptcy-records/first-circuit-lender-not-obligated-to-foreclose-on-home-surrendered-in-bankruptcy</link>
		<comments>http://bankruptcy-records.info/bankruptcy-records/first-circuit-lender-not-obligated-to-foreclose-on-home-surrendered-in-bankruptcy#comments</comments>
		<pubDate>Sat, 31 Mar 2012 20:00:48 +0000</pubDate>
		<dc:creator>Kay Lo</dc:creator>
				<category><![CDATA[Bankruptcy Records]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Surrendered Bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/bankruptcy-records/first-circuit-lender-not-obligated-to-foreclose-on-home-surrendered-in-bankruptcy</guid>
		<description><![CDATA[Surrendering Property Usually Allows the Debtor to Walk Away From Underwater Property. What Happens When the Bank Refuses to Take Ownership? One of the big advantages for consumers filing bankruptcy is the ability to surrender property they can no longer afford. Through bankruptcy, debtors can avoid a deficiency lawsuit and get rid of personal liability [...]]]></description>
		<wfw:commentRss>http://bankruptcy-records.info/bankruptcy-records/first-circuit-lender-not-obligated-to-foreclose-on-home-surrendered-in-bankruptcy/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of England man: &#8216;Peer-to-peer to replace High Street banks&#8217;</title>
		<link>http://bankruptcy-records.info/credit-story/bank-of-england-man-peer-to-peer-to-replace-high-street-banks</link>
		<comments>http://bankruptcy-records.info/credit-story/bank-of-england-man-peer-to-peer-to-replace-high-street-banks#comments</comments>
		<pubDate>Sat, 31 Mar 2012 08:36:12 +0000</pubDate>
		<dc:creator>Lisa Col</dc:creator>
				<category><![CDATA[Financial Stories]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Bank England]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/credit-story/bank-of-england-man-peer-to-peer-to-replace-high-street-banks</guid>
		<description><![CDATA[Lost in all the Budget hullabaloo this week was a momentous admission by one of the nations foremost bankers: the way we save, invest and borrow is on the verge of radical change. Andy Haldane, head of policy at the Bank of England, said the loan and savings books at High Street banks like Lloyds, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fast Online Payday Loans: Are They Right For You?</title>
		<link>http://bankruptcy-records.info/credit-story/fast-online-payday-loans-are-they-right-for-you</link>
		<comments>http://bankruptcy-records.info/credit-story/fast-online-payday-loans-are-they-right-for-you#comments</comments>
		<pubDate>Fri, 23 Mar 2012 13:11:36 +0000</pubDate>
		<dc:creator>Lisa Col</dc:creator>
				<category><![CDATA[Financial Stories]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Payday Loans]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/credit-story/fast-online-payday-loans-are-they-right-for-you</guid>
		<description><![CDATA[According to a recent survey report, around 75 percent of people take payday loans to handle their unpredictable expenses. These situations commonly include medical bills, car repairs, household repairs and electricity or gas bills payment. For such purposes, short term cash can be very useful as it provides urgent cash without a lengthy procedure. For [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Nevada Still #1 in Top 10 List of Underwater Mortgages by State?</title>
		<link>http://bankruptcy-records.info/bankruptcy-records/nevada-still-1-in-top-10-list-of-underwater-mortgages-by-state%e2%80%a8</link>
		<comments>http://bankruptcy-records.info/bankruptcy-records/nevada-still-1-in-top-10-list-of-underwater-mortgages-by-state%e2%80%a8#comments</comments>
		<pubDate>Fri, 23 Mar 2012 08:08:00 +0000</pubDate>
		<dc:creator>Kay Lo</dc:creator>
				<category><![CDATA[Bankruptcy Records]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[Underwater Mortgages]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/bankruptcy-records/nevada-still-1-in-top-10-list-of-underwater-mortgages-by-state%e2%80%a8</guid>
		<description><![CDATA[This month, several news outlets reported on the state of Americas underwater mortgages. The situation is grim: in the fourth quarter of 2011, the number of houses that were underwater actually grew by 3.7 percent. 11.1 million Americans live in homes in which the remaining balance on their mortgages is worth more than the full [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Lender Allows Large Principal Reduction To Avoid Foreclosure</title>
		<link>http://bankruptcy-records.info/bankruptcy-guide/mortgage-lender-allows-large-principal-reduction-to-avoid-foreclosure</link>
		<comments>http://bankruptcy-records.info/bankruptcy-guide/mortgage-lender-allows-large-principal-reduction-to-avoid-foreclosure#comments</comments>
		<pubDate>Fri, 16 Mar 2012 18:53:23 +0000</pubDate>
		<dc:creator>Mike Putman</dc:creator>
				<category><![CDATA[Bankruptcy Guide]]></category>
		<category><![CDATA[Principal]]></category>
		<category><![CDATA[Principal Reduction]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/bankruptcy-guide/mortgage-lender-allows-large-principal-reduction-to-avoid-foreclosure</guid>
		<description><![CDATA[ In another example of bank’s becoming cooperative in mortgage modifications for primary residences, an attorney colleague told me this week that one of his clients was offered a substantial principal reduction as part of a deal keep the client in his home. The bank foreclosed, and the attorney defended the mortgage foreclosure on behalf of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Apples and Oranges? Standard Deductions vs. Itemized Deductions</title>
		<link>http://bankruptcy-records.info/credit-story/apples-and-oranges-standard-deductions-vs-itemized-deductions</link>
		<comments>http://bankruptcy-records.info/credit-story/apples-and-oranges-standard-deductions-vs-itemized-deductions#comments</comments>
		<pubDate>Fri, 16 Mar 2012 02:53:42 +0000</pubDate>
		<dc:creator>Lisa Col</dc:creator>
				<category><![CDATA[Financial Stories]]></category>
		<category><![CDATA[Deductions]]></category>
		<category><![CDATA[Itemized Deductions]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/credit-story/apples-and-oranges-standard-deductions-vs-itemized-deductions</guid>
		<description><![CDATA[When filing your taxes, how do you choose which deduction to take?  The standard deduction or itemized deductions?  What is the standard deduction? And what does it mean to itemize deductions? And why should you use one instead of the other?  TurboTax software solves these questions for you by choosing the option that gives you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A third of drivers struggle to afford excess on insurance</title>
		<link>http://bankruptcy-records.info/credit-story/a-third-of-drivers-struggle-to-afford-excess-on-insurance</link>
		<comments>http://bankruptcy-records.info/credit-story/a-third-of-drivers-struggle-to-afford-excess-on-insurance#comments</comments>
		<pubDate>Tue, 13 Mar 2012 02:25:58 +0000</pubDate>
		<dc:creator>Lisa Col</dc:creator>
				<category><![CDATA[Financial Stories]]></category>
		<category><![CDATA[Drivers]]></category>
		<category><![CDATA[Drivers Struggle]]></category>

		<guid isPermaLink="false">http://bankruptcy-records.info/credit-story/a-third-of-drivers-struggle-to-afford-excess-on-insurance</guid>
		<description><![CDATA[As most drivers are only too well aware, the cost of operating and maintaining a vehicle has soared over recent years, with more and more drivers finding themselves struggling to meet the rising costs associated with driving. This includes everything from higher maintenance costs and soaring insurance costs to rocketing petrol prices. This is putting [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Trailer Bridge and creditors agree on reorganization plan</title>
		<link>http://bankruptcy-records.info/bankruptcy-guide/trailer-bridge-and-creditors-agree-on-reorganization-plan</link>
		<comments>http://bankruptcy-records.info/bankruptcy-guide/trailer-bridge-and-creditors-agree-on-reorganization-plan#comments</comments>
		<pubDate>Sun, 11 Mar 2012 05:48:55 +0000</pubDate>
		<dc:creator>Mike Putman</dc:creator>
				<category><![CDATA[Bankruptcy Guide]]></category>
		<category><![CDATA[Plan]]></category>
		<category><![CDATA[Trailer Bridge]]></category>

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		<description><![CDATA[This week, Trailer Bridge and its creditors were able to reach an agreement on a debt reorganization and repayment plan.  The company filed for Chapter 11 bankruptcy in November with $82.5 million in unpaid bonds. Trailer Bridge is a shipping company based in Jacksonville.  It continues to send 4 ships to the Dominican Republic and [...]]]></description>
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		<slash:comments>0</slash:comments>
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